Mukhyamantri Amrutum Yojana
ActiveLaunched by
Government Of Gujarat
Launched Date
Launched In 2012
Available in
Scheme Description
The Mukhyamantri Amrutum Yojana (MA Yojana) is a health insurance scheme launched by the Government of Gujarat to provide financial protection against high medical expenses for the economically disadvantaged sections of society. Introduced in 2012, this scheme aims to offer cashless healthcare services for a range of critical health conditions, including hospitalization, surgeries, and treatment for major illnesses like cancer, kidney disease, heart disease, and more.
Under the scheme, families below the poverty line, including those holding BPL cards or identified under the Socio-Economic Caste Census (SECC), are eligible to avail free medical treatment. The program provides insurance coverage of up to ₹3 lakh per family per year, with cashless treatment available at over 2,000 empaneled hospitals across the state.
The scheme also covers pre-hospitalization, post-hospitalization, and day-care treatments, reducing the burden of high medical costs on low-income families. Additionally, families are provided with a smart health card which can be used at any participating hospital for availing medical services.
Benefits
- •Free Health Insurance: Provides cashless medical treatment for eligible families.
- •Insurance Coverage: Up to ₹3 lakh per family per year for hospitalization and treatment of critical illnesses.
- •Wide Network of Hospitals: Over 2,000 empaneled hospitals across Gujarat for treatment.
- •Pre and Post-Hospitalization Coverage: Includes coverage for expenses incurred before and after hospitalization.
- •Daycare Procedures: Coverage for various daycare treatments and surgeries.
- •Free Treatment for Critical Diseases: Covers treatment for conditions like cancer, heart disease, kidney failure, and other life-threatening conditions.
- •Smart Health Card: Beneficiaries receive a smart health card for easy access to services at empaneled hospitals.
- •No Premium for BPL Families: BPL families and eligible beneficiaries do not need to pay any premium.
Eligibility
- •Residents of Gujarat: Only Gujarat residents are eligible for the scheme.
- •BPL Families: Families below the poverty line (BPL) can avail themselves of the scheme.
- •SECC-2011 Identified Families: Families identified under the Socio-Economic Caste Census (SECC) 2011 are eligible.
- •No Age Limit: There is no age restriction for beneficiaries.
- •Exclusion of Government Employees: Government employees, pensioners, and their families are not eligible.
- •Income Criteria: The scheme targets families with an annual income of up to ₹1.5 lakh.
Documents Needed
- •Identity Proof: Aadhaar card, voter ID, PAN card, or driving license.
- •Address Proof: Ration card or utility bill.
- •Income Proof: Income certificate.
- •BPL Certificate: For Below Poverty Line families.
- •Photograph: Recent passport-sized photo.
- •Mobile Number: Active contact number.
Application Process
- •Visit a kiosk at Taluka or Civic Centers, or a mobile kiosk in your area.
- •Verify your eligibility using the online BPL search on the official website.
- •Fill out the application form in Gujarati with accurate family details.
- •Submit the form along with the required documents.
- •Provide biometric data (fingerprints, iris scan) and a family photograph.
- •Upon verification, receive the MA Amrutam card, a scheme pamphlet, and a list of empaneled hospitals.