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Atal Ayushman Uttarakhand Yojna (AAUY)

Active
State Government Scheme

Launched by

Uttarakhand State Government

Launched Date

Launched In 2018

Available in

Uttarakhand

Scheme Description

Atal Ayushman Uttarakhand Yojna (AAUY) is a health insurance scheme launched by the government of Uttarakhand to provide financial protection and improve access to healthcare for the residents of the state. The primary aim of the scheme is to ensure that the economically vulnerable and underprivileged sections of the population receive high-quality healthcare without facing financial hardship. It is a state-specific initiative modeled after similar national schemes like Ayushman Bharat but tailored to meet the unique healthcare needs of the people of Uttarakhand.

Under AAUY, eligible families can avail of free treatment for a wide range of medical conditions, including hospitalization, surgeries, diagnostic tests, and specialized treatments. The scheme covers both government and private empaneled hospitals. It is particularly focused on people from lower-income backgrounds, those without health insurance, and those living in remote or rural areas with limited access to healthcare facilities.

The scheme offers cashless treatment, reducing the financial burden on families, and promotes preventive healthcare by offering health check-ups and awareness programs. By expanding healthcare coverage and improving access to medical care, AAUY aims to enhance the overall health and well-being of the state's population, contributing to a healthier and more equitable society.

Benefits

  • •Free Medical Treatment: Provides cashless medical treatment for hospitalization, surgeries, and other healthcare needs.
  • •Wide Coverage: Covers a range of treatments including general health care, specialized surgeries, and diagnostic services.
  • •Cashless Facility: Beneficiaries can avail of free treatment without paying upfront at government and empaneled private hospitals.
  • •Comprehensive Health Coverage: Includes both pre-hospitalization and post-hospitalization expenses.
  • •No Age Limit: There is no age restriction for the beneficiaries, ensuring coverage for all age groups, including senior citizens and children.
  • •Focus on Rural Areas: Benefits are accessible in rural and remote regions, improving healthcare access for underserved communities.
  • •Health Check-ups: Offers preventive healthcare through regular check-ups and health awareness campaigns.
  • •Empaneled Private Hospitals: Treatment can also be availed at selected private hospitals under the scheme.
  • •Emergency Medical Care: Provides coverage for emergency medical treatments and surgeries, even in critical situations.

Eligibility

  • •Residents of Uttarakhand: Only those who are permanent residents of Uttarakhand are eligible.
  • •Economically Weaker Sections: Primarily aimed at individuals and families from low-income backgrounds.
  • •Families without Health Insurance: The scheme targets families that do not have any health insurance coverage.
  • •Ration Card Holders: People with a valid ration card (especially those under Below Poverty Line) are given preference.
  • •No Age Restrictions: The scheme is open to all age groups, including children and elderly individuals.
  • •BPL (Below Poverty Line) Families: Families falling under the BPL category are eligible for the benefits of the scheme.

Documents Needed

  • •Aadhar Card: Proof of identity for the applicant.
  • •Residency Proof: Document proving permanent residency in Uttarakhand (e.g., voter ID, utility bill, or ration card).
  • •Income Certificate: To confirm eligibility based on economic status (e.g., BPL certificate or income proof).
  • •Ration Card: Especially for families falling under the Below Poverty Line (BPL) category.
  • •Photographs: Passport-sized photographs of the applicant (usually 2-3).
  • •BPL Certificate (if applicable): A certificate to prove that the family belongs to the Below Poverty Line category.
  • •Bank Account Details: Bank account details for transferring benefits (if required).

Application Process

  • •Visit the nearest empaneled hospital (government or private) or the District Health Department to apply for the scheme.
  • •Fill out the application form for the scheme, which can be obtained from the hospital or health office.
  • •Submit the completed form along with the necessary documents (listed below).
  • •The health department or hospital will verify your details and eligibility under the scheme.
  • •If eligible, you will be registered under the scheme, and you can avail of cashless treatment at any of the empaneled hospitals.
  • •For emergency cases, you can get immediate treatment and complete the formalities afterward.