Chief Minister’s Comprehensive Health Insurance Scheme
ActiveLaunched by
Government of Tamil Nadu
Launched Date
Launched On July 23, 2009
Available in
Scheme Description
The Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) is a health insurance initiative launched by the Tamil Nadu Government to provide affordable healthcare to the state's citizens. Launched in 2018, the scheme is designed to offer cashless medical treatment for a wide range of ailments, including hospitalization, surgeries, and treatments for various diseases. The program primarily targets economically weaker sections, providing them with access to high-quality healthcare without the burden of heavy medical expenses.
Under this scheme, families are covered for medical expenses up to ₹5 lakh per year. It includes both private and government hospitals across the state. The CMCHIS provides coverage for various medical treatments, including cardiac care, cancer treatment, dialysis, and maternal health services, among others. It also covers pre-existing diseases and ensures financial protection in case of critical illnesses.
The scheme is free of cost for the beneficiaries, with the government covering the insurance premiums. Identification cards are issued to beneficiaries, making it easier for them to access medical services at empanelled hospitals. The scheme also promotes preventive healthcare and offers health check-ups to detect diseases at an early stage.
The CMCHIS is part of the Tamil Nadu government's commitment to improving public health and making healthcare more accessible to all residents, especially the economically disadvantaged.
Benefits
- •Provides health coverage of up to ₹5 lakh per year per family.
- •Covers hospitalization expenses, surgeries, and treatments for various illnesses.
- •Includes treatment for cardiac care, cancer, dialysis, and maternal health services.
- •Covers pre-existing diseases and critical illnesses.
- •Offers cashless treatment at both public and private empanelled hospitals.
- •Provides health check-ups and preventive healthcare services.
- •Free of cost for beneficiaries, with the government covering the insurance premium.
- •Offers coverage for family members, including the head of the household, spouse, children, and parents.
Eligibility
- •Residents of Tamil Nadu.
- •Families that are registered with the government under the scheme.
- •The scheme covers all families, including those in economically disadvantaged groups.
- •No age restrictions for eligibility.
- •Both pre-existing conditions and new diseases are covered.
Documents Needed
- •Income Certificate: Issued by the VAO or revenue authorities.
- •Ration Card: Original and photocopy.
- •Aadhaar Card: For all family members.
- •Self-Declaration: From the head of the family.
- •Proof of Identity: Such as voter ID or PAN card.
- •Proof of Address: Utility bill or similar document.
Application Process
- •Obtain Income Certificate: Request a certificate of income from the Village Administrative Officer (VAO) or revenue authorities.
- •Gather Required Documents: Collect the necessary documents as listed below.
- •Visit Enrollment Center: Go to the nearest verification center with the required documents.
- •Biometric Data Collection: Provide biometric details, including fingerprints, photograph, and eye scan.
- •E-Card Issuance: After verification, an e-card will be issued on the spot.